Finance Center

At Greensboro Auto Center, We Have a Different Approach to Financing

Looking through our standout selection of used cars, trucks and SUVs for sale in Greensboro and areas like Asheboro, High Point, and Winston-Salem? If so, we're sure you're going to find a model that you like such as a Used FordUsed Chevy, Used Honda, Used Toyota, or Used Dodge. When you do, the final step of the process is car financing, and we're here to help with that as well.

We make it simple to get a car loan and provide affordable ways to do it. We work with local Credit Unions to National Banks to ensure we're offering you the most competitive rates around.

For your convenience, here are some of our lending partners.

  • Credit Union Partners: Truliant Federal Credit Union, Coastal Federal Credit Union, Piedmont Advantage Credit Union, Lions Share Federal Credit Union.
  • Additional Partners: Carolina Finance Company, Professional Finance, West Lake Finance Services.

To give you the best auto loan options we run a soft credit inquiry, which doesn't hurt your overall credit score and is free! Once we consider all aspects of the car loan and sale, including down payment or trade-in values, we'll provide you with clear auto financing options so you know what to expect on a monthly payment for your new used car. Our team can help you get a head start and guide you when purchasing used vehicles from us, so you're fully prepared.

To get started on car financing, contact us today. We can discuss car loans and different vehicle offers and incentives with you and help you find your next vehicle from Greensboro Auto Center today.

The Greensboro Auto Center Finance Department Answers Your Frequently Asked Questions

Auto financing can be a confusing process, especially if you have bad credit or no credit.  We know that many of our Asheboro, NC customers with bad credit have lots of questions.  Greensboro Auto Center, located at 3800 Burlington Road in Greensboro, NC, has compiled some of the most frequently asked questions by customers, like the ones we have in High Point, NC, that we get about auto financing and have answered them for you.

    Can I Get Approved with Bad Credit?

    Although it's not ideal, bad credit is not necessarily a dead end for Winston Salem, NC customers who are seeking car financing.  Your credit score is one factor that the credit unions and banking institutions we work with consider when looking at your credit application.  They will also look at the amount of money you are putting down, the type of vehicle you are purchasing, your income, and your overall debt.  A cosigner with good credit can also help boost your chances.

    Can I Get Approved with No Credit?

    Burlington, NC customers with no credit who want to purchase a car may think that they don't have any options when it comes to auto financing.  That is not the case.  There are other factors that our lending partners consider when determining your eligibility for a car loan, like the cost of the vehicle and the amount of money you are putting down.  If you have access to a cosigner with a good credit history, that can also help.

    Do You Run a Credit Check?

    Yes.  In order to determine your eligibility, our lending partners will need to pull your credit report. We do have the ability to do a "soft pull", though, which will not impact your credit. The soft pull will only give us a brief snapshot of your credit to see where we may start from. Once there is an agreement to move forward, we will then pull your full credit history, after you have provided authorization to do so.

    What Will My Payments be if I Have Bad or No Credit?

    Your monthly payment will be determined by the loan term you are approved for, the amount of money you are financing, and the interest rate you receive. The loan payment will vary based on an individual's full financial situation; however, at Greensboro Auto Center, we pride ourselves on getting you a monthly payment that fits your budget.

    How Much Money Down Do I Need?

    A good rule of thumb about a down payment is to put as much money down as you reasonably can, especially if you have bad or no credit.  It will help strengthen your application and reduce your monthly payment.

    What Do I Need to Bring with Me to Purchase a Vehicle?

    When you come to the dealership, you should bring copies of some recent pay-stubs, your driver's license, a copy of a utility bill showing your address, three references, and proof of insurance.


  • Monday 9:00AM - 6:00PM
  • Tuesday 9:00AM - 6:00PM
  • Wednesday 9:00AM - 6:00PM
  • Thursday 9:00AM - 6:00PM
  • Friday 9:00AM - 6:00PM
  • Saturday 10:00AM - 5:00PM
  • Sunday Closed


Greensboro Auto Center

3800 Burlington Rd
Directions Greensboro, NC 27405

  • Sales: (336) 698-3000
  • Service: (336) 542-3715

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Greensboro Auto Center takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

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